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Pet Insurance Companies

Pet Insurance Companies

Nowadays we have a lot of pet insurance companies to choose from. While options are always great, too many options can be daunting. Learn more about each pet health insurance company below with descriptions, estimated monthly rate, deductibles, and more.
24PetWatch
24PetWatch Pet Insurance Programs offer a variety of flexible programs with premiums that will fit into your household budget and ensure that no matter the illness or accident, you are financially prepared for the medical attention that your pet needs. Select the option that works best for both your pet and your wallet.
Deductible: $100       |       Monthly Rate: $11       |       Reimbursement: 70%
AKC Pet Health Care
AKC offers insurance for your pets in all of the fifty U.S. states and has been in business for more than 20 years. AKC offers a variety of insurance plans from basic cover all the way up to fully inclusive.
Deductible: $75       |       Monthly Rate: $22       |       Reimbursement: 80%
ASPCA
ASPCA insurance is available in all fifty U.S. states and has been in business for more than ten years. Bear in mind that the name may change from state to state and also may be known as Pets Healthcare Plan or Hartville Group. ASPCA insurance will insure a cat up to 15 years of age, and a dog to 13 years of age.
Deductible: $100       |       Monthly Rate: $28       |       Reimbursement: 80%
Embrace
Embrace Pet Insurance covers all fifty U.S. states. This company will cover your pet for its entire lifetime, and discounts are available in certain cases.
Deductible: $500       |       Monthly Rate: $14       |       Reimbursement: 80%
Hartville Group
The Hartville Group insurance offers coverage in all fifty U.S. states and has been in business for more than ten years. This company goes under different names in some places due to its recent merger with ASPCA.
Deductible: $100       |       Monthly Rate: $9       |       Reimbursement: 80%
Healthy Paws Pet Insurance & Foundation
This insurance company provides one plan that covers everything related to your pets’ injuries, illnesses, hereditary and congenital conditions (at no additional cost), and emergency health care. Healthy Paws covers up to 90% of any diagnostic tests, medications, surgeries, and other treatments prescribed by any licensed vet.
Deductible: N/A       |       Monthly Rate: $19       |       Reimbursement: 90%
Pet Assure
Pet Assure is a complete pet care savings program that saves you on out-of-pocket vet expenses. Whether you have no insurance or have a claim that is not covered by insurance, Pet Assure saves you on every medical procedure and office visit, without any limitations and without expensive premiums.
Deductible: $0       |       Monthly Rate: $8       |       Reimbursement: 25%
Pet First Healthcare
Pet First but offers coverage in all fifty U.S. states. This is a new insurance company that started in 2004. They claim to pay reimbursements as quickly as two weeks after a claim which is faster than most other insurance companies.
Deductible: $50       |       Monthly Rate: $25       |       Reimbursement: 90%
Petplan
Petplan has been in business for more than thirty years and boasts more than one million customers. They also claim that 90% of pet owners insured with Petplan choose to renew their policies each year.
Deductible: $200       |       Monthly Rate: $9       |       Reimbursement: 80%
Pets Best
Pets Best has been in business since 2005 and is a member of the North American Pet Health Insurance Association. They offer a 14 day refund guarantee if you haven't filed a claim.
Deductible: $100       |       Monthly Rate: $22       |       Reimbursement: 80%
Protect Your Bubble
Protect Your Bubble offers Pet Insurance as one of the many forms of insurance they offer as a company. Their plans are a bit more recent, with a wide array of options and up to 90% reimbursement.
Deductible: $100       |       Monthly Rate: $12       |       Reimbursement: 90%
Purina Care
PurinaCare insurance is a new kid on the insurance block, only being in business since 2008. Its parent company Purina has been a trusted name in the pet business for over 85 years. This company offers insurance coverage in 47 states. Dogs and cats that are at least 8 weeks old are eligible for PurinaCare® insurance. You can receive 5% off policies if two pets are covered, 10% off if three or more pets are covered.
Deductible: $250       |       Monthly Rate: $31       |       Reimbursement: 80%
Trupanion
Trupanion is the American branch of the pet insurance company called Vetinsurance, which operates in Canada. The company claims to pay 90% of actual veterinary bills, with no hidden fees, no ‘reasonable costs’, and no payout limits. It will cover hereditary and congenital disorders and does not impose incident or annual caps. Note: The deductible is per incident
Deductible: $250       |       Monthly Rate: $17       |       Reimbursement: 90%
United Pet Care
United Pet Care is another one of these companies which is not a true pet insurance program. With UPC you pay a monthly fee for a guaranteed discount at the vet of 20-50%, with none of the restrictions or requirements of regular pet insurance. Be sure to confirm they work in your area before subscribing.
Deductible: $0       |       Monthly Rate: $14       |       Reimbursement: 20%
VetInsurance
Vetinsurance began operation in Canada in 1999. Vetinsurance pays for 90% of covered healthcare expenses for your puppy, with no limits per claim, per incident, or per year and no lifetime payout limit.. They offer a trial period of thirty days in which you can try the service out risk free. Vetinsurance excludes coverage for pre-existing conditions, neutering, spaying and hip-dysplasia. Accident coverage starts 5 days from the inception date of the policy and illness coverage starts after 30 days.
Deductible: N/A       |       Monthly Rate: $17       |       Reimbursement: 90%
VPI
VPI, formally known as Veterinary Pet Insurance, started in 1982 and offers insurance coverage in all states except Alaska. In 2008, VPI joined the Nationwide® family of companies, one of the largest insurance and financial services corporations in the world. VPI uses a benefit schedule and does not cover pre-existing or genetic conditions.
Deductible: $100       |       Monthly Rate: $21       |       Reimbursement: 90%